The term asset is not solely based on the concepts of “ownership + quantity + type ”, but have multiple additional dimensions.These include but not are limited to, maturity date, interest rate, leverage ratio, risk rating, etc. Fungible tokens based on the token standards ERC20 and BEP20 are incapable of containing these additional dimensions. On the other hand, NFTs are viable to become the means to these complex financial products. NFT assets can easily participate in activities involving collateral, lending, combinations and trading. The price evaluation for NFTs, determined through a well-developed price oracle, is based on its underlying asset. Thus, NFTs are the base infrastructure for DeFi derivatives in the crypto world. xPlanet is going to provide trading and lending markets, yield opportunities, installment plans and mint centers for financial NFTs, making restricted assets (e.g. LP Tokens and aTokens as collateral) liquid. Thus, turning previously restricted assets into the underlying asset of derivatives, improving capital efficiency.